COBRA can be one of the most confusing areas for many employers.  COBRA is an Employer law- not an insurance company law.  Any penalties for not complying with COBRA accrue to the Employer.

KMB makes available a complete COBRA Compliance Service which includes:

  • COBRA Manuals
  • COBRA Notices
  • Online COBRA Notice Center
  • Email support for your COBRA questions

All this is FREE to our clients!

What is COBRA?
COBRA stands for the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA is a federal statute that requires employers to provide employees and their dependents who lose coverage under a group health plan maintained by the employer, as a result of a qualifying event, with an opportunity to continue group health insurance coverage.

What employers are subject to COBRA?
Employers who employed 20 or more employees on more than 50 percent of the business days in the prior calendar year are subject to COBRA.
Small-employer plans, church plans, and governmental plans are not subject to COBRA. However, state and local governments are required to comply with parallel continuation coverage requirements under the Public Health Service Act. Individuals covered under the Federal Employees Health Benefit Program are provided with similar, but not identical, rights to continue coverage.